Sell now. Let them pay later.

Give goods now.
Get your money later.

Kredit writes down who took the goods, how much they will pay and when. It sends reminders and keeps every payment.

We do not give loansNo monthly paymentYou choose your customer
K
Credit sale

Customer

Adebayo Stores

✓ Accepted

Amount left to pay

₦1,200,000.00
Paid ₦400,000Pay by 18 Sep

Deal acceptedCustomer confirmed · 10:42

Goods receivedDelivery proof saved

Payment in progressNext reminder in 4 days

Deal TC-2048See details →
Payment recorded₦400,000 · just now

Built for the businesses
that keep goods moving

WholesaleDistributionManufacturingFMCGAgriculture
01 — WHY KREDIT

Trust your customer.
But write it down.

It is easy to forget an amount or payment date. Paper can get lost. Old WhatsApp messages can be hard to find.

Kredit keeps the sale, the goods and every payment in one place.

02 — HOW IT WORKS

Three easy
steps.

Add the sale. Let your customer accept it. Then see every payment.

01

Add the sale

Write the goods, amount and day your customer will pay.

02

Send it to your customer

Your customer opens a private link and says yes to the sale.

03

See every payment

Kredit keeps the delivery, reminders and payments together.

03 — ONE CLEAR RECORD

Know what is happening with every sale.

Sale detailsWaiting for customer

The amount and payment day are clear.

Money to pay₦1,200,000
Pay before18 Sep 2026
Extra days3 days
If payment is lateDebit after 3 days
Your customer sees it before saying yes
K

Kreditbusiness account

•••
TODAY
Hello Adebayo Stores. Your ₦800,000 payment to Kora Wholesale is due on 18 September.09:16
I’ve paid ₦400,000 now.09:22 ✓✓
Payment confirmed

₦400,000 recorded
Left to pay: ₦400,000

09:23
Message
04 — ON WHATSAPP

We remind them.
You chase less.

Your customer does not need a new app. Kredit sends the reminder, payment link and receipt on WhatsApp.

  • 01Reminder before payment day
  • 02A safe link to pay
  • 03Receipt after payment

Start with one customer

Give the goods.
Keep the payment clear.

Add your next sale before the goods leave.